Fingerprint Flags Behavioral Anomalies
Although the transfer is initiated from the customer’s usual device, Fingerprint detects subtle behavioral anomalies - new session patterns, hesitation, and changes in copy/paste or tab usage that suggest potential social engineering.
Network & Pattern Analysis
With graph-based tools, analysts surface a pattern: multiple elderly customers sending similar wire amounts to the same small group of recipients. Shared beneficiaries, phone numbers, andor device fingerprints hint at a scam ring targeting vulnerable individuals.
Watchlist & Risk Adjustment
The destination account appears on a known internal watchlist tied to past refund fraud. Unit21 dynamically boosts risk scores for the sender and receiver accounts - automatically limiting further high-risk activity.
AI Agent Drafts Regulatory Narrative
The analyst uses Unit21’s AI Agent to summarize the key events, document typologies, and prepare a SAR filing with references to known scam indicators - streamlining compliance and protecting the customer.
