Unit21 for Sponsor Banks

Grow your fintech portfolio with confidence and control

Unit21 gives you centralized oversight across all fintech programs, with the flexibility to apply custom controls, monitor transactions in real time, and stay audit-ready as your BaaS ecosystem grows.

How Unit21 for Sponsor Banks Works

How sponsor banks
operate with Unit21

Sponsor banks need to monitor multiple fintech programs while maintaining consistent compliance oversight. Unit21 centralizes transaction monitoring, investigations, and reporting across your entire BaaS ecosystem, allowing fintech partners to operate independently while your team retains full visibility and control.

Onboard fintech programs quickly

Integrate fintech transaction data into Unit21 through flexible ingestion. Support card programs, wallets, payments, and lending without rebuilding your monitoring infrastructure.

Configure controls per fintech

Create AML and fraud rules tailored to each fintech’s risk model, products, and customer behavior.

Fintech teams work their alerts

Fintech partners can review and investigate alerts within their environment while following sponsor bank policies.

Sponsor banks maintain oversight

Your compliance team has full visibility across fintech environments, allowing you to intervene, escalate cases, or adjust controls when needed.

File SARs with complete audit trails

The sponsor bank retains filing responsibility while Unit21 preserves investigation history, documentation, and regulatory reporting workflows.

Platform Value

How we do it differently

Traditional monitoring systems weren’t designed for sponsor banks managing dozens of fintech partners. Unit21 is built for multi-program environments, enabling flexible controls, collaborative investigations, and scalable oversight that grows with your fintech portfolio.

Built for multi-fintech oversight
Flexible data ingestion for any fintech model
Collaborative investigations between banks and fintech
Compliance infrastructure built for regulators
Platform Features

Risk & compliance platform for your core & BaaS

Unit21 gives sponsor banks a unified platform to monitor risk across both core banking activity and fintech programs. With configurable controls, real-time alerts, and centralized oversight, your compliance team can scale BaaS operations without sacrificing governance or regulatory readiness.

Don’t mold your process to a tool
See everything. Stay in control.
Get notified when something requires a deeper look
Streamline 314(a) compliance
Customizable UAR templates per fintech
Integrations

Built for your specific BaaS ecosystem

See All Integrations
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