The Hidden Layer of BaaS Every Bank Needs: Transaction Monitoring

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Banks exploring embedded finance often reach a point where growth depends on having the right visibility into partner activity without introducing unnecessary risk. As fintech partners and their end users begin moving money through a bank’s charter, transaction monitoring becomes a critical control — not just for day-to-day operations, but for meeting examiner expectations and maintaining confidence in the program.

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This session takes a practical look at transaction monitoring in a BaaS environment, focusing on how sponsor banks build oversight, detect suspicious activity, and manage alerts as volume and complexity increase. It’s designed for banks evaluating BaaS or actively onboarding partners, offering clear insight into what changes, what regulators expect, and the tools that help teams scale without slowing innovation.