Unit21 for Financial Institutions

Modern financial crime infrastructure for banks. Real-time detection. Explainable AI. Unified control.

Built for regulated financial institutions, Unit21 consolidates fraud detection, AML monitoring, case management, and automated filings into one configurable platform, delivering real-time visibility with full audit transparency.

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Why Unit21 for Banks & Credit Unions

Why leading financial institutions choose Unit21

Modern financial crime demands real-time detection, strong compliance, and operational efficiency. Unit21 unifies fraud detection, AML monitoring, investigations, and regulatory reporting into a single platform, giving financial institutions full visibility, faster response, and audit-ready transparency.

Unified control across fraud & AML

Replace fragmented fraud, AML, case management, and reporting tools with one centralized system. Eliminate silos, reduce handoffs, and create a single source of truth for risk.

Stop fraud before funds move

Move from batch-based alerts to sub-250ms decisioning. Intercept high-risk transactions before losses occur, not hours later.

Compliance without the manual burden

Auto-generate SARs, CTRs, 314(a), and OFAC checks directly from investigations. Reduce manual workload, errors, and regulatory risk.

Modernize without replacing your core

Connect effortlessly to core banking systems and payment channels, with flexible data ingestion and rapid deployment.

AI you can defend

AI models are fully transparent and audit-ready. Every alert is traceable and defensible, no black-box risk.

Resolve cases faster. Reduce noise.

Leverage AI-driven prioritization, network analysis, and intelligent alert triage to reduce noise and resolve cases faster.

Platform Value

How we do it differently

Unit21 puts financial institutions in control of their detection infrastructure. With flexible data ingestion, transparent detection logic, and explainable AI, teams can quickly build, test, and adapt fraud and AML programs, without engineering bottlenecks.

Built around your data
Full control over detection logic
End-to-end oversight in one system
AI that enhances, not replaces, analysts
Platform Features

Your financial crime command center

Manage fraud detection, AML monitoring, investigations, and reporting from one unified platform. Real-time alerts, customizable rules, network analysis, and automated filings help teams detect threats earlier, investigate faster, and stay audit-ready.

Speed with control
Explain with conviction
Automate with confidence

Manage and monitor all your fraud and AML programs from one unified platform. Need to adjust a threshold or launch a new rule? Do it in minutes, no engineers required. With real-time and near real-time alerting, you’ll catch threats as they happen, not the next day like legacy systems. Unit21 adapts to your processes, not the other way around.

Faster alerting
Accelerate fraud detection without slowing operations

Surfaces suspicious activity within minutes or in real time, giving teams more time to act before risk turns into loss.

Rule customization
Build & modify fraud rules, no engineers needed

Turn raw data into detection logic, build and adapt rules in real time without engineering bottlenecks.

Whether it’s an investigator, auditor, or regulator, anyone can trace back to the logic behind the decision. With fully explainable and auditable machine learning, customer risk rating scores, and AI agent alert reviews, you’re at ease. This cuts review time, supports defensible actions, and makes audits far less painful.

Explainable machine learning
ML-powered prioritization with transparent scoring

See why alerts fire with transparent models that build trust and reduce review time.

Graph analysis
Uncover hidden crime rings & entity connections

Accelerate investigations by surfacing suspicious patterns, fraud rings, and hidden relationships.

Customer risk rating
Dynamic customer risk ratings to power smarter decisions

Monitor your customers for risk across different segments and perform enhanced due diligence checks on high-risk customers.

AI-driven AML reviews
Boost efficiency with AI-powered transaction reviews

Automate routine tasks so analysts can prioritize complex, high-risk activity.

We automate all aspects,  CTRs, SARs, STRs, 314(a), and watchlist checks, with direct filing and templated, pre-populated forms, so your team spends less time on administrative tasks and more time stopping financial crime. You’ll reduce errors, stay audit-ready, and move faster.

Dark web monitoring
Stay ahead of threats with proactive dark web scanning

Proactively detect compromised credentials and stolen checks circulating on the dark web, enabling preventive action before fraud occurs.

Nacha + X9 ingestion
Expand fraud detection across critical payment channels

Ingest and analyze ACH and check data seamlessly — detect fraud across high-risk rails with speed and accuracy.

Regulatory filings
Automating CTRs, STRs, & SARs for seamless compliance

Streamline regulatory reporting with one-click filing and templated, pre-populated forms from Unit21 case data, boosting accuracy and audit preparedness.

Watchlist screening
Continuous screening to mitigate evolving sanctions risks

Stay ahead of risk with continuous sanctions and PEP screening, no manual refreshes required.

314(a)
Simplified 314(a) information sharing & response tracking

Cut hours of manual effort with automated match workflows,  ensuring timely and accurate responses.

Integrations

Replace fragmented tools, not your core banking system.

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Customer Impact

Supporting the fastest growing & most sophisticated financial institutions

See Us In Action

Boost fraud prevention & AML compliance

Fraud can’t be guesswork. Invest in a platform that puts you back in control.
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