Payments Screening

Screen Payments in Real Time—Without Slowing Down the Flow

Stop illicit transactions before money moves. Our real-time Payments Screening is built API-first, enabling seamless sanctions compliance without adding friction. Instantly screen every payment against international watchlists like OFAC, UN SDN, and dozens of other regional or sectoral lists with customizable thresholds and list selection to match your organization’s risk tolerance.

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HOW IT WORKS

Screen Every Payment in Real Time

Capture & Enrich

Ingest sender, receiver, intermediaries, and payment references.

Match & Screen

Instantly screen across global sanctions lists using configurable similarity thresholds.

Score & Alert

Automatically generate risk scores and alerts in Unit21 — complete with transaction details, flagged entities, and a customizable match summary.

Review & Act

Analysts get a clear, side-by-side view for confident investigation. Alerts include recommended decisions and narratives tailored by AI — fully auditable and workflow-ready.

Why Unit21 Payments Screening?

Screening That Keeps Pace
With Money Movement

Instant, Real-Time Blocking

Detect and block sanctioned transactions pre-settlement — across any payment rail

AI-Driven False Positive Reduction

Reduce analyst burden with an AI Agent that reviews alerts, recommends outcomes, and writes custom narratives — out of the box.

Comprehensive Coverage

Screen all elements of the transaction: names, narratives, intermediary banks, and unstructured fields

No-Code Flexibility

Configure workflows for different payment types or jurisdictions without engineering support.

Backtesting & Simulation

Test screening rules on historical data to fine-tune thresholds and minimize noise

Transparent & Auditable

Every decision and override is logged with reason codes for full regulatory traceability.

Unified Compliance Platform

Seamlessly integrates with Unit21’s monitoring, watchlist, and case management tools.

The State of Fraud & AML

In our third year, we surveyed 350+ practitioners across banks, credit unions, and fintech. Five trends emerged.

Read the research

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