Unit21 for Fintechs

Real-time risk & compliance built for high-growth fintechs

Unit21 is the real-time risk and compliance platform purpose-built for fintechs across payments, lending, crypto, neobanks, BaaS, and marketplaces. Detect fraud in sub-250ms, deploy rules without engineers, investigate alerts in one unified workspace, and file regulator-ready reports, all from a single, API-first platform.

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Why Unit21 for Fintechs

Built for every fintech model

Fintechs operate across diverse models, from neobanks and crypto platforms to payments providers and marketplaces, each with unique fraud and compliance challenges. Unit21’s flexible, real-time risk and compliance platform adapts to these models, helping teams detect fraud earlier, manage investigations efficiently, and stay compliant while scaling quickly.

Neobanks & digital banks

Move fast without building compliance from scratch. Unit21 gives neobanks an all-in-one transaction monitoring, case management, and regulatory filing platform, so they can launch quickly, stay audit-ready, and scale without engineering bottlenecks.

Crypto & digital asset platforms

Stop emerging fraud vectors before they scale. From wallet takeovers to sanctions evasion, crypto companies use Unit21’s device intelligence, real-time rules, and defensible fraud risk scoring to catch fraud early, while maintaining audit-ready AML compliance.

Payments & remittance providers

Operate globally. Comply locally. Payments fintechs rely on Unit21 to manage cross-border AML complexity, real-time sanctions screening, and ACH/Nacha compliance, while blocking fraud before funds move.

BaaS & sponsor banks

Monitor every fintech partner, without multiplying risk. Unit21 enables sponsor banks to customize rules per fintech, maintain audit-ready oversight, and scale compliance across diverse partner portfolios from a single platform.

Marketplaces & platforms

Detect multi-sided fraud across buyers, sellers, and merchants. Marketplaces use Unit21’s dynamic risk scoring and entity graph analysis to uncover collusion, synthetic identities, and ban evasion, without slowing platform growth.

Platform Value

How we do it differently

Legacy risk systems weren’t built for the speed of fintech. Unit21 combines real-time decisioning, transparent risk scoring, and no-code controls in a single platform, giving risk teams the flexibility to adapt quickly, stop fraud before losses occur, and meet regulatory expectations without slowing the business.

Platform Features

Everything fintechs need to detect, investigate, and comply

Unit21 unifies fraud detection, AML investigations, and regulatory reporting in one platform built for fintech speed. Teams can detect threats in real-time, investigate alerts with full context, and automate compliance workflows, reducing manual effort while improving accuracy, efficiency, and oversight.

Stop fraud in milliseconds, not hours

Fintechs operate in real-time, and so should their fraud defenses. Unit21 gives teams the ability to detect, prioritize, and respond to threats instantly, with the precision, context, and transparency they need to stay ahead of evolving risks.

Adjust rules faster than threats evolve

Fraudsters adapt quickly - and so should your risk systems. Unit21 empowers fintechs to test, tune, and evolve their detection strategies without relying on engineers. With transparent models and powerful network analysis, you get smarter detection and fewer false positives.

Meet compliance expectations without the manual burden

Scaling fast shouldn’t mean skipping compliance. Unit21 streamlines your regulatory workflows - so you can file reports, and automate screenings without bottlenecks or busywork.

Get any data in, act on it instantly

Fintechs need speed and flexibility - especially when it comes to data. Unit21’s data ingestion gives you the power to gain instant value, evolve fast, and detect risk from day one.