Expert panel FILE 07 — DECLASSIFIED

Build, Buy, or Both: Nobody answers it the same way

What you'll discover

This session brings together people who've landed in different places on that question and asks them to show their work: what they weighed, what they underestimated, and what they'd weigh differently today.

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  • Where the real cost of building sits, and why it's almost never the first build
  • What moves the math: data access, engineering capacity, regulatory expectations, scale
  • Why most programs end up split, and how teams drew the line
  • The signals that something you built has outgrown what you can maintain

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About this panel

Every team putting AI into fraud and AML hits the same fork: build it in house, buy it, or run some combination. The answer isn't the same for every team — and it usually isn't the same for every capability inside the same program.

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