- The shared requirements that apply to every ACH participant, and the specific controls Nacha requires for your role (ODFI, RDFI, Originator, TPS, or TPSP)
- Where your fraud monitoring program has gaps before auditors find them
- What audit-ready documentation actually looks like: written procedures, detection rule rationale, triage standards, and evidence retention
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Nacha 2O26 Fraud Monitoring Rules
Fraud Monitoring Checklist
A step-by-step checklist for ODFIs, RDFIs, Originators, TPSs, and TPSPs to verify their fraud monitoring programs meet Nacha's new operating rules.
What You'll Learn
About this checklist
As Nacha's 2026 rules expand fraud-monitoring obligations across the entire ACH ecosystem, this checklist provides every affected institution type with a clear, role-specific framework for verifying adherence.
Whether you're preparing for your first examiner review or tightening an existing program, it maps exactly what to document, what to monitor, and what to have ready when auditors ask.
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